What Does Term In Months Mean For A Loan

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Posted on October 03, 2018 at 23:02 PM

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Term loan - Wikipedia
A term loan is a monetary loan that is repaid in regular payments over a set period of time. Term loans usually last between one and ten years, but may last as long as 30 years in some cases. A term loan usually involves an unfixed interest rate that will add additional balance to be repaid.
What does it mean to amortize a loan? | AccountingCoach
In other words, the loan will have been amortized over its 3-year term. A listing of each month's interest and principal payments (and the remaining, unpaid principal balance after each payment) is referred to as an amortization schedule.
Buying a Car: What Term Should Your Loan Be? - Autotrader
That means you'll find available loans of 24 months, 36 months, 48 months, 60 months, 72 months and 84 months. The average new car loan is around 65 months, or more than five-and-a-half years, while the average used car loan is shorter.

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